1. Preheat oven to 375°F.
2. Put a sauté pan on high heat. Then add in 1 tablespoon of oil.
3. Add in onions and bell peppers. Adjust heat as needed and cook until tender.
Then add in ham, and cook for another 3 minutes.
4. In a large bowl, whisk together eggs, half and half, salt and pepper.
5. Use the remaining tablespoon of oil to brush a muffin tin.
Evenly divide ham mixture into each tin.
Then top with cheese.
Pour egg mixture just almost to the top.
6. Bake in oven for 15 minutes or until egg has cooked through.
7. Serve immediately by itself or with extra cheese, sour cream, and chives.
